Workers’ compensation claims are delayed pretty frequently, and unfortunately for those who have been injured on the job, a lot of these costly delays come from simple mistakes. That means with a little bit of extra attention to detail and careful preparation, along with counsel from a Richmond workers’ compensation attorney, many of these mistakes could have been prevented. Want to avoid having your claim delayed or even outright rejected because of one of these mistakes? Here are a few of the most common ones and how you can avoid them.
Not Reporting On Time
It is mandatory that you report your injury within two years according to Virginia’s “statute of limitations” laws. This means you must report your injury and file your workers’ compensation claim within two years of the date you received or contracted your condition, regardless of whether or not you knew you had the condition. The easiest way to prevent this is to simply report your injury as soon as it occurs.
Lack of Documentation
Workers’ compensation cases require an immense amount of evidence in order to keep them going. Evidence comes in many different forms, such as reports from your doctor visits, records of your travel, logs of hours or shifts you miss because of your injury, and invoices of medical expenses you incur as a result of your injury. Communication between you, the insurance adjustor, your employer, and other parties involved are also important. Keep copies of as much documentation as possible, organized and easily accessible for when you need it. Not having enough or the right evidence results in far too many legitimate cases being thrown out or delayed because of technicalities.
Agreeing to a Settlement Without Consulting a Lawyer
Insurance companies are in business to make money, and the more they can save on your claim by offering you a quick settlement, the more they’re going to push for it. It’s not uncommon for companies who know they’re liable for a potentially massive payout to try to quickly settle with the employee for what seems like a lot of money, but is actually a mere fraction of what your case is worth and what you’ll actually need. Never accept a settlement offer without reviewing it with a Richmond workers’ compensation attorney first.Have you been injured on the job? Call Harbison & Kavanagh today at (804) 823-2050 to request a case evaluation and get representation and counsel for your workers’ compensation claim!